Money Know-How

Money Know-How 09 May, 2025

Why I Started Checking My Effective Tax Rate—Not Just My Refund

Let’s talk about something most of us don’t exactly get excited about: taxes. If you're anything like I used to be, you probably focus on one number every spring—your refund. Maybe it’s big, maybe it’s small, maybe you owe. Whatever the outcome, once the IRS hits you with that final number, you call it a wrap. Taxes are “done,” right?

10 Banking Terms That Are More Powerful Than They Sound

Money Know-How 14 Nov, 2025

by Colt Wyldorm

10 Banking Terms That Are More Powerful Than They Sound

If you’ve ever skimmed through your bank’s fine print or listened to a financial podcast and thought, “Wait, am I supposed to know what that means?”—you’re not alone.

5 Smart Tax Moves to Make in December Before It's Too Late

Money Know-How 18 Dec, 2025

by Colt Wyldorm

5 Smart Tax Moves to Make in December Before It's Too Late

December has a way of feeling full—full calendars, full carts, full inboxes, and let’s be honest, often full of stress. Amid all the holiday hustle, it’s easy to push “money stuff” to the sidelines, especially anything that sounds like paperwork or planning. But here’s the thing: December is the month to take a few smart, strategic steps that could significantly lower your tax bill or boost your financial confidence come spring.

“I’ll Start Next Month”: The Money Procrastination Traps That Keep You Stuck (and How to Break Them)

Money Know-How 10 Dec, 2025

by Chloe Piparee

“I’ll Start Next Month”: The Money Procrastination Traps That Keep You Stuck (and How to Break Them)

We all know the feeling. A new budgeting app promises to streamline savings, or a recommended book claims to simplify investments—but not today. There's always next month, right? This notion of “I’ll start next month” is a trickster, a sneaky trap that delays financial progress and keeps us comfortably uncomfortable. Yet, why are we so willing to postpone financial wellness? It often boils down to procrastination mixed with a pinch of financial overwhelm. Today, let's explore these money procrastination traps and find engaging ways to leap over them—toward financial freedom.

10 Money Situations You Should Never Ignore (Even If They Feel Normal)

Money Know-How 25 Nov, 2025

by Paola Ryncones

10 Money Situations You Should Never Ignore (Even If They Feel Normal)

Some money habits sneak into our lives so quietly, we barely notice them. A late bill here, a dip into savings there—it all feels normal, even expected. And because no one sounds the alarm, we carry on, telling ourselves, "I'll fix it later."

A Simple Way to Know If a “Deal” Is Actually Worth It

Money Know-How 21 Nov, 2025

by Chloe Piparee

A Simple Way to Know If a “Deal” Is Actually Worth It

Navigating Black Friday can feel like wading through a digital sea of discounts, each wave A-tug-of-war for your attention, latitude pulling you this way, longitude that. The occasion is a thrill ride for some and a cringe-fest for the cautious. Amid this chaos, it's easy to lose sight of what truly matters: value. When a "deal" blinks enticingly at you from your screen, you might wonder, is it truly worth it?